Please read these terms and conditions ("terms") carefully before applying the services described herein. With utilizing the website located at theterrafund.com ("website"), you acknowledge to reading these terms and conditions and agree to be bound by them. If you do not agree to all of the terms and conditions of this agreement, you are not an authorized user of these services and therefore, please do not use this website

Terra reserves the right to change, modify, add or remove portions of these terms at any time for any reason. Please review these terms periodically for changes as such changes shall be effective immediately upon posting. By accessing our website you acknowledge after we have posted changes to these terms, you are agreeing to these terms as modified.


There is nothing contained on this website where this constitutes as tax, accounting, regulatory, legal, insurance or investment advice. Neither the information, nor any opinion, contained on this Website constitutes a solicitation or offer by The Terra Fund ("Terra") or their affiliates to buy or sell any securities, futures, options or other financial instruments, nor shall any such security be offered or sold to any person in any jurisdiction in where such offer, solicitation, purchase or sale would be unlawful under the securities laws of such jurisdiction. Decisions based on information contained on this website are the sole responsibility of the visitor. In using this website, the visitor agrees to indemnify and hold Terra, their officers, directors, employees, affiliates, agents, licensors and suppliers harmless against any and all claims, losses, liability, costs and expenses (including, however not limited to attorneys' fees) arising from your use of this website, from your violation of these terms or from any decisions the visitor makes based on such information.

The investments and strategies discussed in the website may not be suitable for all investors and are not obligations of Terra or their affiliates or guaranteed by Terra or their affiliates. Terra makes no representations the contents are appropriate for use in all locations, or the transactions, securities, products, instruments, or services discussed on this site are available or appropriate for sale or use in all jurisdictions or countries, or by all investors or counterparties. Through making information available on the website, Terra does not represent any investment vehicle is available or suitable for any particular user. All persons and entities accessing the website do so on their own initiative and are responsible for compliance with applicable local laws and regulations.

All investments involve risk and may lose value. The value of your investment can go down depending upon market conditions. Fixed income investments are subject to risk including interest rate, credit, market and issuer risk. Currency exchange rates may cause the value of an investment to go up or down. Alternative strategies involve higher risks than traditional investments, may not be tax efficient, and have higher fees than traditional investments; they may also be highly leveraged and engage in speculative investment techniques, and can magnify the potential for investment loss or gain. In acquiring the shares of any investment fund by purchase or exchange, it is your responsibility to read the fund's prospectus or offering materials.

This website is for information purposes only and is not intended to be relied upon as a forecast, research or investment advice. The information on this website does not constitute a recommendation, offer or solicitation to buy or sell any securities or to adopt any investment strategy. Although this material is based upon information Terra considers reliable and endeavors to keep current, Terra does not assure the material is accurate, current or complete and should not be relied upon as such. Any opinions expressed on this website may change as subsequent conditions vary. Past performance is not a guarantee of future results.

The information and services provided on this website are provided "as is" and without warranties of any kind, either expressed or implied. To the fullest extent permissible pursuant to applicable law, Terra disclaims all warranties, including, however not limited to, any warranty of non–infringement of third–party rights and any implied warranties of merchantability and fitness for a particular purpose. Terra does not warrant, either expressly or impliedly, the accuracy or completeness of the information, text, graphics, links or other items contained on this website and does not warrant the functions contained in this website will be uninterrupted or error–free, defects will be corrected or the website will be free of viruses or other harmful components. Terra expressly disclaims all liability for errors and omissions in the materials on this website and for the application or interpretation by others of information contained on the website.


Investments in a Terra product or client account are not bank deposits and are not insured or guaranteed by Terra or the Federal Deposit Insurance Corporation (FDIC), any other government agency or any bank. Although a money market fund seeks to preserve the value of your investment at $1.00 per share, it is possible to lose money by investing in the fund. Please carefully consider a fund's investment objective, risks, charges and expenses before investing. For this and other information, call or write to Terra for a free prospectus or view one online. Please read prospectus carefully before you invest or send money.


The content contained on this website is owned or licensed by Terra and third–party information providers and is protected by applicable patents, trademarks, servicemarks, copyrights and/or other intellectual property rights. The content is solely for your personal, non–commercial use. Accordingly, you may not copy, distribute, modify, post, frame or deep link this website, including any text, graphics, video, audio, software code, user interface design or logos. You may download material displayed on this website for your use provided you also retain all copyright and other proprietary notices contained on the materials. You may not distribute, modify, transmit, reuse, repost, or use the content of this website for public or commercial purposes, including all text, images, audio and video without Terra’s written permission. Modification or use of the materials for any other purpose violates Terra’s intellectual property rights.

All intellectual property, patents, trademarks, servicemarks, copyrights, trade names and logos displayed on this website are proprietary to Terra and/or their respective owners. There is nothing contained on this website where this should be construed as granting, by implication, estoppel, or otherwise, any license or right to use any intellectual property displayed on this website without the written permission of Terra or such other third party where they may own the intellectual property displayed on this website. Your use of the intellectual property displayed on this website, except as provided herein, is strictly prohibited.

The application of the images displayed on this website by you, or anyone else authorized by you, is prohibited. Any unauthorized use of the images may violate intellectual property laws, patent laws, trademark laws, servicemark laws, copyright laws, and the laws of privacy and publicity, and communications, as well as other regulations and statutes. If you download any information from this website, you agree to not copy, remove or obscure any intellectual property or other notices or legends contained in any such information.


Terra may establish links between this website and one or more websites operated by third parties. Terra has no control over other websites, the contents therein or the products/services offered. The existence of any links shall not constitute an endorsement, representation or warranty by Terra regarding the websites, the contents of the websites, the products or services of the websites or the operators of the websites. Your access to and application of such linked websites is governed by the terms of use and privacy policies of those sites and shall be at your own risk. Terra disclaims responsibility for the privacy policies and customer information practices of third–party websites hyperlinked from our website.


If you desire to display on your website a hyperlink to a Terra website, please contact Terra to govern such display. The access to any Terra website does not authorize use of any of Terra’s names, logos, intellectual property, patents, trademarks, servicemarks or copyrighted material and you agree not to do so without Terra’s express consent. Please email requests to display hyperlinks on your websites to impact@theterrafund.com.


The electronic communications can be intercepted by third parties and, accordingly, transmissions to and from this website may not be secure. Communications to Terra, particularly those containing confidential information, may be sent by mail to: The Terra Fund, 639 Tully Road, Suite L, San Jose, CA  95111, USA, Attn: Webmaster. Terra shall be free to apply, for any purpose, any ideas, concepts, know–how, or techniques provided by a website user to Terra through this website. You acknowledge and agree Terra has granted you limited access to the specific files pertaining to Terra ("Approved Files"), and you agree not to attempt to access computer files other than the approved files. Terra makes no warranty regarding the security of the website, including with regard to the ability of any unauthorized persons to access information received or transmitted through or from the website. Terra reserves the right to cease providing, or to change, this website and content of such information (or any portion or feature thereof) at any time or frequency and without notice.


Please review our privacy policy and hereby incorporated by reference, to understand our information collection practices and the measures we apply to preserve the privacy and security of your information.


Individuals who complete the registration process to subscribe to updates are at the same time granting Terra permission to send them email messages for marketing and general communication purposes at the email address provided. This service may be discontinued at any time by responding to the email with "Unsubscribe" in the subject line.


The information provided on this website is not intended for distribution to, or use by, any person or entity in any jurisdiction or country where such distribution or use would be contrary to law or regulation or would subject Terra or their affiliates to any registration requirement within such jurisdiction or country. Each investment product and service referred to on this website is intended to be made available in the United States or elsewhere. This website will not be considered a solicitation for or offering of any investment product or service to any person or entity in any jurisdiction where such solicitation or offering would be illegal.

The laws of the State of California govern these terms without regard to conflict of law provisions. If you pursue legal action relating to these terms, you agree to file such action only in the Supreme Court of California located in San Francisco, CA, or the United States District Court for the Central District of California, and you consent and submit to the personal jurisdiction of those courts for the purpose of litigating any action with Terra, their affiliates or with any funds referenced in this site.


Terra and their affiliates and their respective officers, directors, employees or agents will not be liable for any damages of any kind, including, however not limited to, direct, consequential, incidental, special or indirect damages (including however not limited to lost profits, trading losses or damages resulting from the loss of use of this website), even if Terra has been advised of the possibility of such damages or losses, including, without limitation, from the use or attempted use of this website or another linked website.

If you live in a state where this does not allow the limitation or exclusion of liability or incidental or consequential damages, or if you access the website solely through an arrangement with your employer or plan sponsor, some or all of these limitations and exclusions may not apply to you.


All content on this website is presented only as of the date published or indicated, and may be superseded by subsequent market events or for other reasons. In addition, you are responsible for setting the cache settings on your browser to ensure you are receiving the most recent data.


In the exception as otherwise stated in these terms or as expressly authorized by Terra in writing, you may not:

Use this website in any manner where this could damage or overburden any Terra server, or any network connected to any Terra server, as all servers have limited capacity and are visited by many people;

Use this website in any manner where this would interfere with another party's use of the website;

Include the term "Terra," or any Terra intellectual property or executive's name, or any variation of the foregoing, as a meta–tag, hidden textual element;

Use any robot, spider, intelligent agent, other automatic device, or manual process to search, monitor or copy this website or the reports, data, information, content, software, products services, or other materials on, generated by or obtained from this website, whether through links or otherwise (collectively, "Materials"), without Terra’s permission, provided the generally available third–party web browsers may be applied without such permission; or

Use this website or the materials in any manner where this could create impression of affiliation, sponsorship or endorsement by Terra.


The visitor agrees to defend, indemnify and hold harmless Terra, their affiliates and each of their respective officers, directors, members, partners, managers and employees against any losses, damages, claims, liabilities and costs (including reasonable attorneys’ fees) to the extent resulting from or arising from any unauthorized or otherwise inappropriate use of any of the content of this website attributable to you.


Internet software or transmission issues may produce inaccurate or incomplete copies of information and materials where this may be downloaded and displayed on a user's computer. Terra is not liable for any damages, changes or omissions occurring during transmission of information and materials.


Terra may terminate your access to the website for any reason, without prior notice.


There is no waiver by Terra of any right under term or provision of these terms where this will be deemed a waiver of any other right, term or provision of these terms at the time of such waiver or at any other time.


If any provision of these terms are deemed unlawful, void, or for any reason unenforceable, then the provision will be deemed severable from these terms, will not affect the validity and enforceability of the remaining provisions.

The preceding terms of use represent the entire agreement between Terra and the user relating to the subject matter herein.

Terra is an equal opportunity employer committed to diversity in the workplace.

Dated: January 2020.

© 2020 The Terra Fund. All rights reserved. Terra is a registered trademark of The Terra Fund in the United States or elsewhere. All intellectual property are the property of Terra and/or their respective owners.